Exclusive Down Payment Assistance (DPA) Program

Stop renting, start owning.

With our Exclusive Smart DPA Program, qualified FHA borrowers can receive down payment assistance and help with closing costs — making it easier to buy a home sooner.

Down Payment Assistance

660+ credit: 5% down payment assistance

640–659 credit: 3.5% down payment assistance

Minimum credit score: 640 with maximum DTI of 45%

Purchase up to $546,250 with zero out-of-pocket costs

Not Just for First-Time Buyers

This program is open to all FHA borrowers, expanding your potential client base beyond just first-time homebuyers.

The Network Financial Advantage

This program is exclusive, brand new to the market, and only available through Network Financial

Credit Boosting Support

Free credit consultation and boost plan for clients under 640. In select cases, we will contribute up to $1,000 toward paying down debt to help you qualify.

Closing Costs Covered

We can cover closing costs through either a lender credit (slightly higher rate) or seller concessions (up to 6% allowed on FHA loans).

Streamlined Upgrade

After 12 on-time payments, clients can complete an FHA Streamline Refinance with no appraisal, no income documentation, and no closing costs.

Ready to get started?

Give us a call at (480) 459-7797 or click the button below to get in touch.

Closing home loans while building trust, relationships, and long-term wealth for our clients and the communities we serve.

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Network Financial LLC is a subsidiary of Barrett Financial L.L.C. | NMLS#181106 | Equal Housing Lender | Network Financial fully supports the principles of the Fair Housing Act.